8 Money-Saving Tips for Your Next Cruise

Cruise vacations are rising in popularity thanks to their convenience, comfort, and ability to visit multiple destinations in one trip. While cruises can offer excellent value, strategic planning can help you stretch your budget further — allowing you to splurge where it truly matters.

Here are 8 smart ways to save on your next cruise:

1. Book Early or Last Minute

Booking early (up to two years in advance) often secures the best rates and availability, especially for new ships or peak-season sailings. For flexible travelers, last-minute deals (around 90 days before departure) can also offer significant discounts when cabins become available. Wave season (January to March) is another ideal time to book, with cruise lines offering reduced fares, upgrades, and other perks.

2. Know What’s Included

Cruise fares vary by line and may not include key extras such as gratuities, specialty dining, excursions, drinks, or taxes. A cruise that looks cheaper upfront may cost more overall if those extras add up. Consider your preferences—like drink habits or spa use—before purchasing beverage packages or upgrades. Always factor in travel costs to the departure port when comparing options.

3. Use a Travel Advisor

Travel advisors can help you compare cruise lines, find the right itinerary, and secure deals you may not find on your own. Most don’t charge extra fees and often have access to early or exclusive discounts, onboard credits, or package deals.

4. Be Flexible With Staterooms

Choosing a less expensive cabin—such as an interior stateroom—can lower your cruise cost significantly if you don’t plan to spend much time in your room. Travelers open to flexibility can book a “guarantee” cabin, where the cruise line selects the exact room, sometimes offering an upgrade at no extra charge. Solo travelers should look for lines with single cabins or low single supplement fees.

5. Plan Shore Excursions Independently

Cruise line shore excursions can be expensive. Doing your own research and booking with local operators—or exploring ports on your own—can reduce costs and offer a more personalized experience. On days when most passengers disembark, onboard amenities like the spa often offer discounts, which can be a relaxing alternative.

6. Pack Thoughtfully and Avoid Onboard Markups

Onboard items like toiletries and clothing can be overpriced, so bring all essentials with you. Schedule salon appointments before the trip to avoid cruise spa pricing, unless it's part of your vacation treat. Some cruise lines allow limited amounts of wine or Champagne to be brought onboard, which can reduce bar expenses. Avoid impulse purchases like professional photos, souvenirs, or future cruise deposits unless you’ve done your homework.

7. Be Prepared for Emergencies

Check your health insurance for international coverage, and consider travel insurance if needed. Medical care on ships is basic, and serious issues may require off-ship care. Also, bring all prescription medications in labeled containers and pack any necessary over-the-counter meds.

8. Limit Internet Use or Unplug

Cruise internet can be costly and unreliable. Review Wi-Fi and cellular data options in advance, or consider disconnecting entirely to avoid unexpected charges. Many travelers choose to go offline at sea and connect during port stops for better service and cost savings.